Last Updated: August 14, 2025
This Privacy Policy describes how PandaiBot ("we," "us," or "our"), operated by Marz Technology & Trading (Puncak Alam, Selangor, Malaysia), collects, uses, and protects your personal information when you use our AI-powered platform at pandaibot.my.


By accessing or using PandaiBot, you agree to the collection and use of information in accordance with this policy.


1. Information We Collect


1.1 Registration Information
Full name
Email address
Password (encrypted)
Country / region


1.2 Payment Information
Payment method details (processed via Stripe — we do NOT store your credit card number)
Transaction history and credit balance
Billing address (if provided)


1.3 Platform Usage Data
AI features used (chat, image generation, code generation, voice, video, etc.)
Credit consumption per session
Content you generate, input, or store on the platform
Conversation history within the platform


1.4 Technical Information
IP address
Browser type and version
Device type and operating system
Referring URLs
Cookies and session tokens


2. How We Use Your Information
We use your information to:
Provide and maintain the PandaiBot platform
Process transactions and manage your credit balance
Send transactional emails (account verification, password reset, billing receipts)
Improve platform features and user experience
Detect and prevent fraud, abuse, and security threats
Comply with legal obligations
Send product updates and marketing communications (with your consent — you can unsubscribe anytime)


3. Your AI Content
All content you generate using PandaiBot AI tools is owned by you.
However, by using the Platform, you grant Marz Technology & Trading a non-exclusive, worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, display, distribute, and create derivative works from any content you generate, upload, or store on the Platform, for the purposes of operating, improving, marketing, and promoting the Platform and its services.


You acknowledge and agree that all AI-generated content is produced by third-party Large Language Models (LLMs) provided by companies including but not limited to OpenAI, Google, Anthropic, and other AI model providers accessed through OpenRouter. Such content is subject to the respective terms of service, usage policies, and content policies of those LLM providers. It is your responsibility to review and comply with such third-party terms.


We do NOT guarantee the accuracy, originality, legality, or non-infringement of any AI-generated content.
You assume full responsibility for any use, distribution, publication, or commercialisation of AI-generated content.


4. Third-Party Data Sharing
We share data only with trusted service providers necessary to operate PandaiBot:
Provider Purpose Location
Stripe Payment processing USA
OpenAI / OpenRouter AI model inference (chat, image, code, voice) USA
Tencent Cloud Server hosting Singapore
Cloudflare DNS, CDN, DDoS protection Global
We do NOT sell your personal data to advertisers or any third parties.


5. Cookies
PandaiBot uses cookies for:
Essential cookies — Required for login, session management, and security
Functional cookies — Remember your preferences (language, theme, settings)
Analytics cookies — Understand how the platform is used (you can opt out)
You can manage cookie preferences through your browser settings.


6. Data Security
We implement industry-standard security measures:
SSL/TLS encryption for all data in transit
Encrypted password storage (bcrypt hashing)
Regular security audits and updates
Access controls and monitoring on all servers
Firewall protection on all infrastructure
While we strive to protect your data, we make no guarantee of absolute security. You acknowledge that no method of transmission or storage is 100% secure, and you use the Platform at your own risk.


7. Data Storage & Transfer
Your data is stored on Tencent Cloud servers in Singapore
We may process data in other regions where our service providers operate (USA, global CDN)
By using PandaiBot, you consent to data transfers outside Malaysia where necessary to provide the service
We comply with applicable data protection laws including Malaysia's Personal Data Protection Act 2010 (PDPA)


8. Your Rights
Under the PDPA and applicable laws, you have the right to:
Access — Request a copy of the personal data we hold about you
Correction — Request correction of inaccurate or incomplete data
Deletion — Request deletion of your account and associated data
Portability — Request your data in a commonly used format
Objection — Object to processing of your data for marketing purposes
Withdraw consent — Opt out of non-essential data processing at any time


To exercise these rights, email us at hai@pandaibot.my.


However, you acknowledge and agree that:
Exercising your rights does not entitle you to any refund of credits or payments already made.
Deletion of your account does not relieve you of any obligations incurred prior to deletion.
We may retain certain data as required by law or for legitimate business purposes (e.g., fraud prevention, financial records).


9. Data Retention
Active accounts: Data retained as long as your account is active
Deleted accounts: Personal data deleted within 30 days of account deletion
Transaction records: Retained for 7 years as required by Malaysian law
AI conversation history: Retained until you manually delete it or close your account
Server logs: Automatically purged after 90 days


10. Children's Privacy
PandaiBot is not intended for users under the age of 18. We do not knowingly collect personal information from children. If we discover that a minor has provided us with personal data, we will delete it immediately.


11. Changes to This Policy
We may update this Privacy Policy from time to time. Significant changes will be communicated via:
Email notification to your registered address
A notice on the platform dashboard
Updated "Last Updated" date at the top of this page
Continued use of PandaiBot after changes constitutes acceptance of the updated policy.


12. Contact Us
If you have questions about this Privacy Policy:
Marz Technology & Trading
📧 Email: hai@pandaibot.my
🌐 Website: pandaibot.my

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